AAA Travel Advantage vs ANA Card USA Plus
AAA Travel Advantage
$0/yr
7.0/10
VS
ANA Card USA Plus
$85/yr
6.5/10
Quick Answer
AAA Travel Advantage charges no annual fee with 1X base rewards. ANA Card USA Plus charges $85/yr with 1X base rewards. AAA Travel Advantage offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for AAA Travel Advantage →
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Winner by Category
Annual Fees
AAA Travel Advantage
Lower annual fee ($0 vs $85)
Rewards Earning
AAA Travel Advantage
4 earning categories
Benefits & Protection
AAA Travel Advantage
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
AAA Travel Advantage wins for most people
The $85 fee difference is hard to justify unless you maximize premium benefits.
Apply for AAA Travel AdvantagePREMIUM PICK
ANA Card USA Plus wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for ANA Card USA PlusRewards Earning: Detailed Comparison
AAA Travel Advantage
| Travel (via AAA Travel) | 5.0X |
| Gas stations & EV charging | 3.0X |
| Grocery stores | 3.0X |
| Everything else | 1.0X |
ANA Card USA Plus
| ANA flights | 2.0X |
| Dining & hotel stays | 1.5X |
| Everything else | 1.0X |