ANA Card USA Plus vs Wyndham Rewards Earner Business
ANA Card USA Plus
$85/yr
6.5/10
VS
Wyndham Rewards Earner Business
$95/yr
6.5/10
Quick Answer
ANA Card USA Plus charges $85/yr with 1X base rewards. Wyndham Rewards Earner Business charges $95/yr with 1X base rewards. ANA Card USA Plus offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
ANA Card USA Plus
Lower annual fee ($85 vs $95)
Rewards Earning
ANA Card USA Plus
3 earning categories
Benefits & Protection
ANA Card USA Plus
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
ANA Card USA Plus wins for most people
The $10 fee difference is hard to justify unless you maximize premium benefits.
Apply for ANA Card USA PlusPREMIUM PICK
Wyndham Rewards Earner Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Wyndham Rewards Earner BusinessRewards Earning: Detailed Comparison
ANA Card USA Plus
| ANA flights | 2.0X |
| Dining & hotel stays | 1.5X |
| Everything else | 1.0X |
Wyndham Rewards Earner Business
| Wyndham hotel & resorts | 8.0X |
| Gas stations & restaurants | 5.0X |
| Everything else | 1.0X |