AAA Travel Advantage vs Smartly
AAA Travel Advantage
$0/yr
7.0/10
VS
Smartly
$0/yr
7.0/10
Quick Answer
AAA Travel Advantage charges no annual fee with 1X base rewards. Smartly charges no annual fee with 1X base rewards. AAA Travel Advantage offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
AAA Travel Advantage
Lower annual fee ($0 vs $0)
Rewards Earning
AAA Travel Advantage
4 earning categories
Benefits & Protection
AAA Travel Advantage
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
AAA Travel Advantage edges ahead
Better rewards and benefits at the same fee level.
Apply for AAA Travel AdvantagePREMIUM PICK
Smartly is a strong alternative
Competitive features make it worth considering.
Apply for SmartlyRewards Earning: Detailed Comparison
AAA Travel Advantage
| Travel (via AAA Travel) | 5.0X |
| Gas stations & EV charging | 3.0X |
| Grocery stores | 3.0X |
| Everything else | 1.0X |
Smartly
| Everything (with US Bank Smart Rewards account) | 3.0X |
| Everything (without qualifying account) | 2.0X |