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AAdvantage Aviator World Elite Business vs Bilt

AAdvantage Aviator World Elite Business

AAdvantage Aviator World Elite Business

$95/yr
6.5/10
VS
Bilt

Bilt

$0/yr
7.5/10
Quick Answer

AAdvantage Aviator World Elite Business charges $95/yr with 1X base rewards. Bilt charges no annual fee with 1X base rewards. Bilt offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for Bilt →
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Category
AAdvantage Aviator World Elite Business
Bilt
Annual Fee
$95
$0 ✓
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
Varies
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

Bilt
Lower annual fee ($95 vs $0)

Rewards Earning

AAdvantage Aviator World Elite Business
4 earning categories

Benefits & Protection

Bilt
4 benefits vs 0

Flexibility

Bilt
Transferable points to airline/hotel partners
OUR PICK

Bilt wins for most people

The $95 fee difference is hard to justify unless you maximize premium benefits.

Apply for Bilt
PREMIUM PICK

AAdvantage Aviator World Elite Business wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for AAdvantage Aviator World Elite Business

Rewards Earning: Detailed Comparison

AAdvantage Aviator World Elite Business

American Airlines purchases2.0X
Telecommunications2.0X
Car rentals2.0X
Everything else1.0X

Bilt

Dining on Rent Day3.0X
Travel2.0X
Rent payments1.0X
Everything else1.0X

Card Benefits: Detailed Comparison

AAdvantage Aviator World Elite Business (0 benefits)

No benefits data available

Bilt (4 benefits)

  • Trip Cancellation and Interruption Insurance (up to $5,000)
  • Purchase Assurance (up to $10,000)
  • Extended Warranty
  • Cell Phone Protection (up to $800)
Read AAdvantage Aviator World Elite Business Review →Read Bilt Review →