Bilt vs World of Hyatt Business
Bilt
$0/yr
7.5/10
VS
World of Hyatt Business
$199/yr
6.0/10
Quick Answer
Bilt charges no annual fee with 1X base rewards. World of Hyatt Business charges $199/yr with 1X base rewards. Bilt offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Bilt
Lower annual fee ($0 vs $199)
Rewards Earning
World of Hyatt Business
5 earning categories
Benefits & Protection
Bilt
4 benefits vs 0
Statement Credits
World of Hyatt Business
$100 in annual credits
Flexibility
Bilt
Transferable points to airline/hotel partners
OUR PICK
Bilt wins for most people
The $199 fee difference is hard to justify unless you maximize premium benefits.
Apply for BiltPREMIUM PICK
World of Hyatt Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for World of Hyatt BusinessRewards Earning: Detailed Comparison
Bilt
| Dining on Rent Day | 3.0X |
| Travel | 2.0X |
| Rent payments | 1.0X |
| Everything else | 1.0X |
World of Hyatt Business
| Hyatt hotels (4 base + 5 bonus) | 9.0X |
| Dining | 2.0X |
| Airline tickets (direct) | 2.0X |
| Local transit & commuting | 2.0X |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
Bilt (4 benefits)
- Trip Cancellation and Interruption Insurance (up to $5,000)
- Purchase Assurance (up to $10,000)
- Extended Warranty
- Cell Phone Protection (up to $800)
World of Hyatt Business (0 benefits)
See full review for benefits details.