AAdvantage Aviator World Elite Business vs Smartly
AAdvantage Aviator World Elite Business
$95/yr
6.5/10
VS
Smartly
$0/yr
7.0/10
Quick Answer
AAdvantage Aviator World Elite Business charges $95/yr with 1X base rewards. Smartly charges no annual fee with 1X base rewards. Smartly offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for AAdvantage Aviator World Elite Business →
PointsPick may earn a commission. Disclosure
Apply for Smartly →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
Smartly
Lower annual fee ($95 vs $0)
Rewards Earning
AAdvantage Aviator World Elite Business
4 earning categories
Benefits & Protection
AAdvantage Aviator World Elite Business
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Smartly wins for most people
The $95 fee difference is hard to justify unless you maximize premium benefits.
Apply for SmartlyPREMIUM PICK
AAdvantage Aviator World Elite Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for AAdvantage Aviator World Elite BusinessRewards Earning: Detailed Comparison
AAdvantage Aviator World Elite Business
| American Airlines purchases | 2.0X |
| Telecommunications | 2.0X |
| Car rentals | 2.0X |
| Everything else | 1.0X |
Smartly
| Everything (with US Bank Smart Rewards account) | 3.0X |
| Everything (without qualifying account) | 2.0X |
Related Comparisons
Other Comparisons with AAdvantage Aviator World Elite Business
AAdvantage Aviator World Elite Business vs AAA Daily Advantage
AAdvantage Aviator World Elite Business vs AAA Travel Advantage
AAdvantage Aviator World Elite Business vs AAdvantage Aviator Red World Elite
AAdvantage Aviator World Elite Business vs AAdvantage Business World Elite
AAdvantage Aviator World Elite Business vs AAdvantage Executive