AAdvantage Business World Elite vs ANA Card USA Plus
AAdvantage Business World Elite
$99/yr
6.0/10
VS
ANA Card USA Plus
$85/yr
6.5/10
Quick Answer
AAdvantage Business World Elite charges $99/yr with 1X base rewards. ANA Card USA Plus charges $85/yr with 1X base rewards. ANA Card USA Plus offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
ANA Card USA Plus
Lower annual fee ($99 vs $85)
Rewards Earning
AAdvantage Business World Elite
5 earning categories
Benefits & Protection
AAdvantage Business World Elite
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
ANA Card USA Plus wins for most people
The $14 fee difference is hard to justify unless you maximize premium benefits.
Apply for ANA Card USA PlusPREMIUM PICK
AAdvantage Business World Elite wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for AAdvantage Business World EliteRewards Earning: Detailed Comparison
AAdvantage Business World Elite
| American Airlines purchases | 2.0X |
| Telecommunications | 2.0X |
| Car rentals | 2.0X |
| Gas stations | 2.0X |
| Everything else | 1.0X |
ANA Card USA Plus
| ANA flights | 2.0X |
| Dining & hotel stays | 1.5X |
| Everything else | 1.0X |
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