Active Cash vs Discover it Secured
Active Cash
$0/yr
8.5/10
VS
Discover it Secured
$0/yr
7.0/10
Quick Answer
Active Cash charges no annual fee with 2X base rewards. Discover it Secured charges no annual fee with 1X base rewards. Active Cash offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for Active Cash →
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Apply for Discover it Secured →
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Winner by Category
Annual Fees
Active Cash
Lower annual fee ($0 vs $0)
Rewards Earning
Discover it Secured
2 earning categories
Benefits & Protection
Active Cash
6 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Active Cash edges ahead
Better rewards and benefits at the same fee level.
Apply for Active CashPREMIUM PICK
Discover it Secured is a strong alternative
Competitive features make it worth considering.
Apply for Discover it SecuredRewards Earning: Detailed Comparison
Active Cash
| Everything | 2.0X |
Discover it Secured
| N/A | 2.0X |
| N/A | 2.0X |
Card Benefits: Detailed Comparison
Active Cash (6 benefits)
- Auto Rental Collision Damage Waiver
- Visa Purchase Security (up to $10,000)
- Visa Extended Warranty Protection
- Cell Phone Protection (up to $800)
- Travel Accident Insurance (up to $250,000)
- Visa Roadside Dispatch
Discover it Secured (0 benefits)
No benefits data available