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Discover it Secured vs Xbox

Discover it Secured

Discover it Secured

$0/yr
7.0/10
VS
Xbox

Xbox

$0/yr
7.0/10
Quick Answer

Discover it Secured charges no annual fee with 1X base rewards. Xbox charges no annual fee with 1X base rewards. Discover it Secured offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.

Apply for Discover it Secured →
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Category
Discover it Secured
Xbox
Annual Fee
$0
$0
Base Earning Rate
1.0X
1.0X
Signup Bonus
Cashback Match (first year)
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Cashback
Points

Winner by Category

Annual Fees

Discover it Secured
Lower annual fee ($0 vs $0)

Rewards Earning

Xbox
3 earning categories

Benefits & Protection

See card details
Visit each card's review for full benefits list

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Discover it Secured edges ahead

Better rewards and benefits at the same fee level.

Apply for Discover it Secured
PREMIUM PICK

Xbox is a strong alternative

Competitive features make it worth considering.

Apply for Xbox

Rewards Earning: Detailed Comparison

Discover it Secured

N/A2.0X
N/A2.0X

Xbox

Xbox purchases5.0X
Dining, grocery, entertainment3.0X
Everything else1.0X
Read Discover it Secured Review →Read Xbox Review →