Discover it Secured vs Xbox

Discover it Secured
$0/yr
7.0/10
VS

Xbox
$0/yr
7.0/10
Quick Answer
Discover it Secured charges no annual fee with 1X base rewards. Xbox charges no annual fee with 1X base rewards. Discover it Secured offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
Apply for Discover it Secured →
PointsPick may earn a commission. Disclosure
Apply for Xbox →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
Discover it Secured
Lower annual fee ($0 vs $0)
Rewards Earning
Xbox
3 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Discover it Secured edges ahead
Better rewards and benefits at the same fee level.
Apply for Discover it SecuredPREMIUM PICK
Xbox is a strong alternative
Competitive features make it worth considering.
Apply for XboxRewards Earning: Detailed Comparison
Discover it Secured
| N/A | 2.0X |
| N/A | 2.0X |
Xbox
| Xbox purchases | 5.0X |
| Dining, grocery, entertainment | 3.0X |
| Everything else | 1.0X |