Active Cash vs Double Cash
Active Cash
$0/yr
8.5/10
VS
Double Cash
$0/yr
7.0/10
Quick Answer
Active Cash charges no annual fee with 2X base rewards. Double Cash charges no annual fee with 1X base rewards. Active Cash offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Active Cash
Lower annual fee ($0 vs $0)
Rewards Earning
Double Cash
2 earning categories
Benefits & Protection
Active Cash
6 benefits vs 4
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Active Cash edges ahead
Better rewards and benefits at the same fee level.
Apply for Active CashPREMIUM PICK
Double Cash is a strong alternative
Competitive features make it worth considering.
Apply for Double CashRewards Earning: Detailed Comparison
Active Cash
| Everything | 2.0X |
Double Cash
| Everything (1% when you buy + 1% when you pay) | 2.0X |
| Hotels, car rentals, attractions (Citi Travel) | 5.0X |
Card Benefits: Detailed Comparison
Active Cash (6 benefits)
- Auto Rental Collision Damage Waiver
- Visa Purchase Security (up to $10,000)
- Visa Extended Warranty Protection
- Cell Phone Protection (up to $800)
- Travel Accident Insurance (up to $250,000)
- Visa Roadside Dispatch
Double Cash (4 benefits)
- Worldwide Trip Delay Protection (up to $200)
- Worldwide Car Rental Insurance
- Citi Purchase Protection (up to $1,000)
- Citi Extended Warranty (up to $10,000)