Air France KLM vs Premium Rewards Elite
Air France KLM
$89/yr
6.5/10
VS
Premium Rewards Elite
$550/yr
5.5/10
Quick Answer
Air France KLM charges $89/yr with 1X base rewards. Premium Rewards Elite charges $550/yr with 1X base rewards. Air France KLM offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Air France KLM
Lower annual fee ($89 vs $550)
Rewards Earning
Air France KLM
3 earning categories
Benefits & Protection
Air France KLM
0 benefits vs 0
Statement Credits
Premium Rewards Elite
$550 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Air France KLM wins for most people
The $461 fee difference is hard to justify unless you maximize premium benefits.
Apply for Air France KLMPREMIUM PICK
Premium Rewards Elite wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Premium Rewards EliteRewards Earning: Detailed Comparison
Air France KLM
| Air France & KLM purchases | 3.0X |
| Dining & entertainment | 1.5X |
| Everything else | 1.0X |
Premium Rewards Elite
| Travel & dining | 2.0X |
| Everything else | 1.5X |