Atmos Rewards Business vs Ink Business Preferred
Atmos Rewards Business
$95/yr
6.5/10
VS
Ink Business Preferred
$95/yr
8.0/10
Quick Answer
Atmos Rewards Business charges $95/yr with 1X base rewards. Ink Business Preferred charges $95/yr with 1X base rewards. Atmos Rewards Business offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Atmos Rewards Business
Lower annual fee ($95 vs $95)
Rewards Earning
Ink Business Preferred
5 earning categories
Benefits & Protection
Ink Business Preferred
5 benefits vs 0
Statement Credits
Ink Business Preferred
$100 in annual credits
Flexibility
Ink Business Preferred
Transferable points to airline/hotel partners
OUR PICK
Ink Business Preferred edges ahead
Better rewards and benefits at the same fee level.
Apply for Ink Business PreferredPREMIUM PICK
Atmos Rewards Business is a strong alternative
Competitive features make it worth considering.
Apply for Atmos Rewards BusinessRewards Earning: Detailed Comparison
Atmos Rewards Business
| Sustainable brands | 4.0X |
| Everything else | 2.0X |
Ink Business Preferred
| Shipping purchases | 3.0X (up to $150,000) |
| Social media and search engine advertising | 3.0X (up to $150,000) |
| Internet, cable, and phone services | 3.0X (up to $150,000) |
| Travel | 3.0X (up to $150,000) |
| All other purchases | 1.0X |
Card Benefits: Detailed Comparison
Atmos Rewards Business (0 benefits)
No benefits data available
Ink Business Preferred (5 benefits)
- Trip Cancellation/Interruption Insurance (up to $5,000)
- Primary Auto Rental Coverage (up to $60,000)
- Purchase Protection (up to $10,000)
- Extended Warranty Protection
- Cell Phone Protection (up to $1,000)