Ink Business Preferred vs Wyndham Rewards Earner Plus
Ink Business Preferred
$95/yr
8.0/10
VS
Wyndham Rewards Earner Plus
$75/yr
6.5/10
Quick Answer
Ink Business Preferred charges $95/yr with 1X base rewards. Wyndham Rewards Earner Plus charges $75/yr with 1X base rewards. Wyndham Rewards Earner Plus offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Wyndham Rewards Earner Plus
Lower annual fee ($95 vs $75)
Rewards Earning
Ink Business Preferred
5 earning categories
Benefits & Protection
Ink Business Preferred
5 benefits vs 0
Statement Credits
Ink Business Preferred
$100 in annual credits
Flexibility
Ink Business Preferred
Transferable points to airline/hotel partners
OUR PICK
Wyndham Rewards Earner Plus wins for most people
The $20 fee difference is hard to justify unless you maximize premium benefits.
Apply for Wyndham Rewards Earner PlusPREMIUM PICK
Ink Business Preferred wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Ink Business PreferredRewards Earning: Detailed Comparison
Ink Business Preferred
| Shipping purchases | 3.0X (up to $150,000) |
| Social media and search engine advertising | 3.0X (up to $150,000) |
| Internet, cable, and phone services | 3.0X (up to $150,000) |
| Travel | 3.0X (up to $150,000) |
| All other purchases | 1.0X |
Wyndham Rewards Earner Plus
| Wyndham hotel & resorts | 6.0X |
| Gas stations & restaurants | 4.0X |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
Ink Business Preferred (5 benefits)
- Trip Cancellation/Interruption Insurance (up to $5,000)
- Primary Auto Rental Coverage (up to $60,000)
- Purchase Protection (up to $10,000)
- Extended Warranty Protection
- Cell Phone Protection (up to $1,000)
Wyndham Rewards Earner Plus (0 benefits)
No benefits data available