Atmos Rewards Business vs Strata Premier
Atmos Rewards Business
$95/yr
6.5/10
VS
Strata Premier
$95/yr
8.0/10
Quick Answer
Atmos Rewards Business charges $95/yr with 1X base rewards. Strata Premier charges $95/yr with 1X base rewards. Atmos Rewards Business offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Atmos Rewards Business
Lower annual fee ($95 vs $95)
Rewards Earning
Strata Premier
6 earning categories
Benefits & Protection
Strata Premier
6 benefits vs 0
Flexibility
Strata Premier
Transferable points to airline/hotel partners
OUR PICK
Strata Premier edges ahead
Better rewards and benefits at the same fee level.
Apply for Strata PremierPREMIUM PICK
Atmos Rewards Business is a strong alternative
Competitive features make it worth considering.
Apply for Atmos Rewards BusinessRewards Earning: Detailed Comparison
Atmos Rewards Business
| Sustainable brands | 4.0X |
| Everything else | 2.0X |
Strata Premier
| Hotels/car rentals via Citi Travel | 10.0X |
| Dining | 3.0X |
| Supermarkets | 3.0X |
| Gas stations | 3.0X |
| Air travel | 3.0X |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
Atmos Rewards Business (0 benefits)
No benefits data available
Strata Premier (6 benefits)
- Trip Cancellation and Interruption Protection (up to $1,500)
- Trip Delay Protection (up to $500)
- Baggage Delay Protection (up to $100)
- Car Rental Collision Damage Waiver
- Citi Purchase Protection (up to $10,000)
- Extended Warranty