Strata Premier vs Wyndham Rewards Earner Plus
Strata Premier
$95/yr
8.0/10
VS
Wyndham Rewards Earner Plus
$75/yr
6.5/10
Quick Answer
Strata Premier charges $95/yr with 1X base rewards. Wyndham Rewards Earner Plus charges $75/yr with 1X base rewards. Wyndham Rewards Earner Plus offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Wyndham Rewards Earner Plus
Lower annual fee ($95 vs $75)
Rewards Earning
Strata Premier
6 earning categories
Benefits & Protection
Strata Premier
6 benefits vs 0
Flexibility
Strata Premier
Transferable points to airline/hotel partners
OUR PICK
Wyndham Rewards Earner Plus wins for most people
The $20 fee difference is hard to justify unless you maximize premium benefits.
Apply for Wyndham Rewards Earner PlusPREMIUM PICK
Strata Premier wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Strata PremierRewards Earning: Detailed Comparison
Strata Premier
| Hotels/car rentals via Citi Travel | 10.0X |
| Dining | 3.0X |
| Supermarkets | 3.0X |
| Gas stations | 3.0X |
| Air travel | 3.0X |
| Everything else | 1.0X |
Wyndham Rewards Earner Plus
| Wyndham hotel & resorts | 6.0X |
| Gas stations & restaurants | 4.0X |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
Strata Premier (6 benefits)
- Trip Cancellation and Interruption Protection (up to $1,500)
- Trip Delay Protection (up to $500)
- Baggage Delay Protection (up to $100)
- Car Rental Collision Damage Waiver
- Citi Purchase Protection (up to $10,000)
- Extended Warranty
Wyndham Rewards Earner Plus (0 benefits)
See full review for benefits details.