Atmos Rewards Summit vs Southwest Priority

Atmos Rewards Summit
$395/yr
6.0/10
VS

Southwest Priority
$229/yr
6.0/10
Quick Answer
Atmos Rewards Summit charges $395/yr with 1X base rewards. Southwest Priority charges $229/yr with 1X base rewards. Southwest Priority offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Southwest Priority
Lower annual fee ($395 vs $229)
Rewards Earning
Southwest Priority
6 earning categories
Benefits & Protection
Atmos Rewards Summit
0 benefits vs 0
Statement Credits
Southwest Priority
$75 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Southwest Priority wins for most people
The $166 fee difference is hard to justify unless you maximize premium benefits.
Apply for Southwest PriorityPREMIUM PICK
Atmos Rewards Summit wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Atmos Rewards SummitRewards Earning: Detailed Comparison
Atmos Rewards Summit
| Sustainable brands | 5.0X |
| Dining & grocery | 3.0X |
| Everything else | 1.5X |
Southwest Priority
| Southwest purchases | 3.0X |
| Hotel & car rental partners | 2.0X |
| Local transit & commuting | 2.0X |
| Streaming services | 2.0X |
| Internet, cable, phone | 2.0X |
| Everything else | 1.0X |