Business Altitude Power vs Spark 1.5% Cash Select
Business Altitude Power
$195/yr
6.0/10
VS
Spark 1.5% Cash Select
$0/yr
7.0/10
Quick Answer
Business Altitude Power charges $195/yr with 1X base rewards. Spark 1.5% Cash Select charges no annual fee with 1X base rewards. Spark 1.5% Cash Select offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Spark 1.5% Cash Select
Lower annual fee ($195 vs $0)
Rewards Earning
Business Altitude Power
1 earning categories
Benefits & Protection
Business Altitude Power
0 benefits vs 0
Statement Credits
Business Altitude Power
$100 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Spark 1.5% Cash Select wins for most people
The $195 fee difference is hard to justify unless you maximize premium benefits.
Apply for Spark 1.5% Cash SelectPREMIUM PICK
Business Altitude Power wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Business Altitude PowerRewards Earning: Detailed Comparison
Business Altitude Power
| Everything | 2.0X |
Spark 1.5% Cash Select
| Everything | 1.5X |