Business Platinum vs United Club
Business Platinum
$695/yr
5.5/10
VS
United Club
$695/yr
5.5/10
Quick Answer
Business Platinum charges $695/yr with 1X base rewards. United Club charges $695/yr with 1X base rewards. Business Platinum offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Business Platinum
Lower annual fee ($695 vs $695)
Rewards Earning
Business Platinum
6 earning categories
Benefits & Protection
Business Platinum
0 benefits vs 0
Statement Credits
Business Platinum
$1299 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Business Platinum edges ahead
Better rewards and benefits at the same fee level.
Apply for Business PlatinumPREMIUM PICK
United Club is a strong alternative
Competitive features make it worth considering.
Apply for United ClubRewards Earning: Detailed Comparison
Business Platinum
| Flights & hotels (Amex Travel) | 5.0X |
| Eligible purchases $5,000+ | 1.5X (up to $2,000,000) |
| US construction material & hardware | 1.5X |
| US electronic goods retailers | 1.5X |
| US shipping providers | 1.5X |
| Everything else | 1.0X |
United Club
| United Airlines purchases | 2.0X |
| Everything else | 1.5X |