Capital One Platinum Secured vs Custom Cash
Capital One Platinum Secured
$0/yr
6.5/10
VS
Custom Cash
$0/yr
7.5/10
Quick Answer
Capital One Platinum Secured charges no annual fee with 1X base rewards. Custom Cash charges no annual fee with 1X base rewards. Capital One Platinum Secured offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Capital One Platinum Secured
Lower annual fee ($0 vs $0)
Rewards Earning
Custom Cash
2 earning categories
Benefits & Protection
Custom Cash
5 benefits vs 0
Statement Credits
Custom Cash
$96 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Custom Cash edges ahead
Better rewards and benefits at the same fee level.
Apply for Custom CashPREMIUM PICK
Capital One Platinum Secured is a strong alternative
Competitive features make it worth considering.
Apply for Capital One Platinum SecuredRewards Earning: Detailed Comparison
Capital One Platinum Secured
No bonus categories data available
Custom Cash
| Top eligible category each billing cycle | 5.0X (up to $500) |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
Capital One Platinum Secured (0 benefits)
No benefits data available
Custom Cash (5 benefits)
- Trip Delay Protection (up to $200)
- Worldwide Car Rental Insurance
- Citi Purchase Protection (up to $1,000)
- Citi Extended Warranty (up to $10,000)
- Extended Warranty
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