Custom Cash vs Wyndham Rewards Earner
Custom Cash
$0/yr
7.5/10
VS
Wyndham Rewards Earner
$0/yr
7.0/10
Quick Answer
Custom Cash charges no annual fee with 1X base rewards. Wyndham Rewards Earner charges no annual fee with 1X base rewards. Custom Cash offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
Apply for Custom Cash →
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Winner by Category
Annual Fees
Custom Cash
Lower annual fee ($0 vs $0)
Rewards Earning
Wyndham Rewards Earner
3 earning categories
Benefits & Protection
Custom Cash
5 benefits vs 0
Statement Credits
Custom Cash
$96 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Custom Cash edges ahead
Better rewards and benefits at the same fee level.
Apply for Custom CashPREMIUM PICK
Wyndham Rewards Earner is a strong alternative
Competitive features make it worth considering.
Apply for Wyndham Rewards EarnerRewards Earning: Detailed Comparison
Custom Cash
| Top eligible category each billing cycle | 5.0X (up to $500) |
| Everything else | 1.0X |
Wyndham Rewards Earner
| Wyndham hotel & resorts | 5.0X |
| Gas stations & restaurants | 2.0X |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
Custom Cash (5 benefits)
- Trip Delay Protection (up to $200)
- Worldwide Car Rental Insurance
- Citi Purchase Protection (up to $1,000)
- Citi Extended Warranty (up to $10,000)
- Extended Warranty
Wyndham Rewards Earner (0 benefits)
See full review for benefits details.