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Capital One Platinum Secured vs Discover it Secured

Capital One Platinum Secured

Capital One Platinum Secured

$0/yr
6.5/10
VS
Discover it Secured

Discover it Secured

$0/yr
7.0/10
Quick Answer

Capital One Platinum Secured charges no annual fee with 1X base rewards. Discover it Secured charges no annual fee with 1X base rewards. Capital One Platinum Secured offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.

Apply for Discover it Secured →
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Category
Capital One Platinum Secured
Discover it Secured
Annual Fee
$0
$0
Base Earning Rate
0.0X
1.0X ✓
Signup Bonus
None
Cashback Match (first year)
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Cashback
Cashback

Winner by Category

Annual Fees

Capital One Platinum Secured
Lower annual fee ($0 vs $0)

Rewards Earning

Discover it Secured
2 earning categories

Benefits & Protection

Capital One Platinum Secured
0 benefits vs 0

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Discover it Secured edges ahead

Better rewards and benefits at the same fee level.

Apply for Discover it Secured
PREMIUM PICK

Capital One Platinum Secured is a strong alternative

Competitive features make it worth considering.

Apply for Capital One Platinum Secured

Rewards Earning: Detailed Comparison

Capital One Platinum Secured

No bonus categories data available

Discover it Secured

N/A2.0X
N/A2.0X
Read Capital One Platinum Secured Review →Read Discover it Secured Review →