Capital One Platinum Secured vs Double Cash
Capital One Platinum Secured
$0/yr
6.5/10
VS
Double Cash
$0/yr
7.0/10
Quick Answer
Capital One Platinum Secured charges no annual fee with 1X base rewards. Double Cash charges no annual fee with 1X base rewards. Capital One Platinum Secured offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Capital One Platinum Secured
Lower annual fee ($0 vs $0)
Rewards Earning
Double Cash
2 earning categories
Benefits & Protection
Double Cash
4 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Double Cash edges ahead
Better rewards and benefits at the same fee level.
Apply for Double CashPREMIUM PICK
Capital One Platinum Secured is a strong alternative
Competitive features make it worth considering.
Apply for Capital One Platinum SecuredRewards Earning: Detailed Comparison
Capital One Platinum Secured
No bonus categories data available
Double Cash
| Everything (1% when you buy + 1% when you pay) | 2.0X |
| Hotels, car rentals, attractions (Citi Travel) | 5.0X |
Card Benefits: Detailed Comparison
Capital One Platinum Secured (0 benefits)
No benefits data available
Double Cash (4 benefits)
- Worldwide Trip Delay Protection (up to $200)
- Worldwide Car Rental Insurance
- Citi Purchase Protection (up to $1,000)
- Citi Extended Warranty (up to $10,000)
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