Capital One Platinum Secured vs Ink Business Cash
Capital One Platinum Secured
$0/yr
6.5/10
VS
Ink Business Cash
$0/yr
7.0/10
Quick Answer
Capital One Platinum Secured charges no annual fee with 1X base rewards. Ink Business Cash charges no annual fee with 1X base rewards. Capital One Platinum Secured offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Capital One Platinum Secured
Lower annual fee ($0 vs $0)
Rewards Earning
Ink Business Cash
5 earning categories
Benefits & Protection
Capital One Platinum Secured
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Ink Business Cash edges ahead
Better rewards and benefits at the same fee level.
Apply for Ink Business CashPREMIUM PICK
Capital One Platinum Secured is a strong alternative
Competitive features make it worth considering.
Apply for Capital One Platinum SecuredRewards Earning: Detailed Comparison
Capital One Platinum Secured
No bonus categories data available
Ink Business Cash
| Internet, cable, phone services | 5.0X (up to $25,000) |
| Office supply stores | 5.0X (up to $25,000) |
| Gas stations | 2.0X (up to $25,000) |
| Restaurants | 2.0X (up to $25,000) |
| Everything else | 1.0X |
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