Ink Business Cash vs World of Hyatt Business

Ink Business Cash
$0/yr
7.0/10
VS

World of Hyatt Business
$199/yr
6.0/10
Quick Answer
Ink Business Cash charges no annual fee with 1X base rewards. World of Hyatt Business charges $199/yr with 1X base rewards. Ink Business Cash offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Ink Business Cash
Lower annual fee ($0 vs $199)
Rewards Earning
Ink Business Cash
5 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Statement Credits
World of Hyatt Business
$100 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Ink Business Cash wins for most people
The $199 fee difference is hard to justify unless you maximize premium benefits.
Apply for Ink Business CashPREMIUM PICK
World of Hyatt Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for World of Hyatt BusinessRewards Earning: Detailed Comparison
Ink Business Cash
| Internet, cable, phone services | 5.0X (up to $25,000) |
| Office supply stores | 5.0X (up to $25,000) |
| Gas stations | 2.0X (up to $25,000) |
| Restaurants | 2.0X (up to $25,000) |
| Everything else | 1.0X |
World of Hyatt Business
| Hyatt hotels (4 base + 5 bonus) | 9.0X |
| Dining | 2.0X |
| Airline tickets (direct) | 2.0X |
| Local transit & commuting | 2.0X |
| Everything else | 1.0X |