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Cash+ vs Discover it Secured

Cash+

Cash+

$0/yr
7.0/10
VS
Discover it Secured

Discover it Secured

$0/yr
7.0/10
Quick Answer

Cash+ charges no annual fee with 1X base rewards. Discover it Secured charges no annual fee with 1X base rewards. Cash+ offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.

Apply for Cash+ →
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Category
Cash+
Discover it Secured
Annual Fee
$0
$0
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
Cashback Match (first year)
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Cashback
Cashback

Winner by Category

Annual Fees

Cash+
Lower annual fee ($0 vs $0)

Rewards Earning

Discover it Secured
2 earning categories

Benefits & Protection

Cash+
0 benefits vs 0

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Cash+ edges ahead

Better rewards and benefits at the same fee level.

Apply for Cash+
PREMIUM PICK

Discover it Secured is a strong alternative

Competitive features make it worth considering.

Apply for Discover it Secured

Rewards Earning: Detailed Comparison

Cash+

Everything (1% when you buy + 1% when you pay)2.0X

Discover it Secured

N/A2.0X
N/A2.0X
Read Cash+ Review →Read Discover it Secured Review →