Cathay Pacific vs Wyndham Rewards Earner
Cathay Pacific
$99/yr
6.0/10
VS
Wyndham Rewards Earner
$0/yr
7.0/10
Quick Answer
Cathay Pacific charges $99/yr with 1X base rewards. Wyndham Rewards Earner charges no annual fee with 1X base rewards. Wyndham Rewards Earner offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Wyndham Rewards Earner
Lower annual fee ($99 vs $0)
Rewards Earning
Cathay Pacific
3 earning categories
Benefits & Protection
Cathay Pacific
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Wyndham Rewards Earner wins for most people
The $99 fee difference is hard to justify unless you maximize premium benefits.
Apply for Wyndham Rewards EarnerPREMIUM PICK
Cathay Pacific wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Cathay PacificRewards Earning: Detailed Comparison
Cathay Pacific
| Cathay Pacific flights | 3.0X |
| Dining & hotel stays | 2.0X |
| Everything else | 1.0X |
Wyndham Rewards Earner
| Wyndham hotel & resorts | 5.0X |
| Gas stations & restaurants | 2.0X |
| Everything else | 1.0X |