AAA Travel Advantage vs Cathay Pacific
AAA Travel Advantage
$0/yr
7.0/10
VS
Cathay Pacific
$99/yr
6.0/10
Quick Answer
AAA Travel Advantage charges no annual fee with 1X base rewards. Cathay Pacific charges $99/yr with 1X base rewards. AAA Travel Advantage offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for AAA Travel Advantage →
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Winner by Category
Annual Fees
AAA Travel Advantage
Lower annual fee ($0 vs $99)
Rewards Earning
AAA Travel Advantage
4 earning categories
Benefits & Protection
AAA Travel Advantage
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
AAA Travel Advantage wins for most people
The $99 fee difference is hard to justify unless you maximize premium benefits.
Apply for AAA Travel AdvantagePREMIUM PICK
Cathay Pacific wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Cathay PacificRewards Earning: Detailed Comparison
AAA Travel Advantage
| Travel (via AAA Travel) | 5.0X |
| Gas stations & EV charging | 3.0X |
| Grocery stores | 3.0X |
| Everything else | 1.0X |
Cathay Pacific
| Cathay Pacific flights | 3.0X |
| Dining & hotel stays | 2.0X |
| Everything else | 1.0X |