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Cathay Pacific vs Wyndham Rewards Earner Business

Cathay Pacific

Cathay Pacific

$99/yr
6.0/10
VS
Wyndham Rewards Earner Business

Wyndham Rewards Earner Business

$95/yr
6.5/10
Quick Answer

Cathay Pacific charges $99/yr with 1X base rewards. Wyndham Rewards Earner Business charges $95/yr with 1X base rewards. Wyndham Rewards Earner Business offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for Cathay Pacific →
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Category
Cathay Pacific
Wyndham Rewards Earner Business
Annual Fee
$99
$95 ✓
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

Wyndham Rewards Earner Business
Lower annual fee ($99 vs $95)

Rewards Earning

Cathay Pacific
3 earning categories

Benefits & Protection

Cathay Pacific
0 benefits vs 0

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Wyndham Rewards Earner Business wins for most people

The $4 fee difference is hard to justify unless you maximize premium benefits.

Apply for Wyndham Rewards Earner Business
PREMIUM PICK

Cathay Pacific wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Cathay Pacific

Rewards Earning: Detailed Comparison

Cathay Pacific

Cathay Pacific flights3.0X
Dining & hotel stays2.0X
Everything else1.0X

Wyndham Rewards Earner Business

Wyndham hotel & resorts8.0X
Gas stations & restaurants5.0X
Everything else1.0X
Read Cathay Pacific Review →Read Wyndham Rewards Earner Business Review →