Cathay Pacific vs Wyndham Rewards Earner Plus
Cathay Pacific
$99/yr
6.0/10
VS
Wyndham Rewards Earner Plus
$75/yr
6.5/10
Quick Answer
Cathay Pacific charges $99/yr with 1X base rewards. Wyndham Rewards Earner Plus charges $75/yr with 1X base rewards. Wyndham Rewards Earner Plus offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Wyndham Rewards Earner Plus
Lower annual fee ($99 vs $75)
Rewards Earning
Cathay Pacific
3 earning categories
Benefits & Protection
Cathay Pacific
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Wyndham Rewards Earner Plus wins for most people
The $24 fee difference is hard to justify unless you maximize premium benefits.
Apply for Wyndham Rewards Earner PlusPREMIUM PICK
Cathay Pacific wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Cathay PacificRewards Earning: Detailed Comparison
Cathay Pacific
| Cathay Pacific flights | 3.0X |
| Dining & hotel stays | 2.0X |
| Everything else | 1.0X |
Wyndham Rewards Earner Plus
| Wyndham hotel & resorts | 6.0X |
| Gas stations & restaurants | 4.0X |
| Everything else | 1.0X |