Delta SkyMiles Blue vs Smartly

Delta SkyMiles Blue
$0/yr
7.0/10
VS

Smartly
$0/yr
7.0/10
Quick Answer
Delta SkyMiles Blue charges no annual fee with 1X base rewards. Smartly charges no annual fee with 1X base rewards. Delta SkyMiles Blue offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Delta SkyMiles Blue
Lower annual fee ($0 vs $0)
Rewards Earning
Delta SkyMiles Blue
3 earning categories
Benefits & Protection
Delta SkyMiles Blue
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Delta SkyMiles Blue edges ahead
Better rewards and benefits at the same fee level.
Apply for Delta SkyMiles BluePREMIUM PICK
Smartly is a strong alternative
Competitive features make it worth considering.
Apply for SmartlyRewards Earning: Detailed Comparison
Delta SkyMiles Blue
| Delta purchases | 2.0X |
| Dining (including takeout & delivery) | 2.0X |
| Everything else | 1.0X |
Smartly
| Everything (with US Bank Smart Rewards account) | 3.0X |
| Everything (without qualifying account) | 2.0X |