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Delta SkyMiles Blue vs Smartly

Delta SkyMiles Blue

Delta SkyMiles Blue

$0/yr
7.0/10
VS
Smartly

Smartly

$0/yr
7.0/10
Quick Answer

Delta SkyMiles Blue charges no annual fee with 1X base rewards. Smartly charges no annual fee with 1X base rewards. Delta SkyMiles Blue offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.

Apply for Delta SkyMiles Blue →
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Category
Delta SkyMiles Blue
Smartly
Annual Fee
$0
$0
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

Delta SkyMiles Blue
Lower annual fee ($0 vs $0)

Rewards Earning

Delta SkyMiles Blue
3 earning categories

Benefits & Protection

Delta SkyMiles Blue
0 benefits vs 0

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Delta SkyMiles Blue edges ahead

Better rewards and benefits at the same fee level.

Apply for Delta SkyMiles Blue
PREMIUM PICK

Smartly is a strong alternative

Competitive features make it worth considering.

Apply for Smartly

Rewards Earning: Detailed Comparison

Delta SkyMiles Blue

Delta purchases2.0X
Dining (including takeout & delivery)2.0X
Everything else1.0X

Smartly

Everything (with US Bank Smart Rewards account)3.0X
Everything (without qualifying account)2.0X
Read Delta SkyMiles Blue Review →Read Smartly Review →