Delta SkyMiles Gold vs Southwest Premier Business
Delta SkyMiles Gold
$150/yr
6.0/10
VS
Southwest Premier Business
$149/yr
6.0/10
Quick Answer
Delta SkyMiles Gold charges $150/yr with 1X base rewards. Southwest Premier Business charges $149/yr with 1X base rewards. Southwest Premier Business offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Southwest Premier Business
Lower annual fee ($150 vs $149)
Rewards Earning
Delta SkyMiles Gold
4 earning categories
Benefits & Protection
Delta SkyMiles Gold
0 benefits vs 0
Statement Credits
Delta SkyMiles Gold
$200 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Southwest Premier Business wins for most people
The $1 fee difference is hard to justify unless you maximize premium benefits.
Apply for Southwest Premier BusinessPREMIUM PICK
Delta SkyMiles Gold wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Delta SkyMiles GoldRewards Earning: Detailed Comparison
Delta SkyMiles Gold
| Delta purchases | 2.0X |
| US supermarkets | 2.0X |
| Dining worldwide | 2.0X |
| Everything else | 1.0X |
Southwest Premier Business
| Southwest purchases | 3.0X |
| Hotel & car rental partners | 2.0X |
| Rideshare | 2.0X |
| Everything else | 1.0X |