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Delta SkyMiles Platinum Business vs Venture X

Delta SkyMiles Platinum Business

Delta SkyMiles Platinum Business

$350/yr
6.0/10
VS
Venture X

Venture X

$395/yr
7.5/10
Quick Answer

Delta SkyMiles Platinum Business charges $350/yr with 1X base rewards. Venture X charges $395/yr with 1X base rewards. Delta SkyMiles Platinum Business offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for Venture X →
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Category
Delta SkyMiles Platinum Business
Venture X
Annual Fee
$350 ✓
$395
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
75,000 miles
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

Delta SkyMiles Platinum Business
Lower annual fee ($350 vs $395)

Rewards Earning

Venture X
4 earning categories

Benefits & Protection

Venture X
7 benefits vs 0

Statement Credits

Venture X
$325 in annual credits

Flexibility

Venture X
Transferable points to airline/hotel partners
OUR PICK

Delta SkyMiles Platinum Business wins for most people

The $45 fee difference is hard to justify unless you maximize premium benefits.

Apply for Delta SkyMiles Platinum Business
PREMIUM PICK

Venture X wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Venture X

Rewards Earning: Detailed Comparison

Delta SkyMiles Platinum Business

Delta purchases3.0X
Everything else1.5X

Venture X

Hotels and rental cars via Capital One Travel10.0X
Flights and vacation rentals via Capital One Travel5.0X
Capital One Entertainment5.0X
Everything else2.0X

Card Benefits: Detailed Comparison

Delta SkyMiles Platinum Business (0 benefits)

No benefits data available

Venture X (7 benefits)

  • Trip Cancellation/Interruption (up to $2,000)
  • Trip Delay Reimbursement (up to $500)
  • Auto Rental Collision Coverage
  • Purchase Protection (up to $500)
  • Extended Warranty
  • Capital One Lounge + Plaza Premium
  • Global Entry/TSA PreCheck Credit (up to $100)
Read Delta SkyMiles Platinum Business Review →Read Venture X Review →