Discover it Secured vs Ink Business Premier

Discover it Secured
$0/yr
7.0/10
VS

Ink Business Premier
$195/yr
6.0/10
Quick Answer
Discover it Secured charges no annual fee with 1X base rewards. Ink Business Premier charges $195/yr with 1X base rewards. Discover it Secured offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Discover it Secured
Lower annual fee ($0 vs $195)
Rewards Earning
Ink Business Premier
3 earning categories
Benefits & Protection
Discover it Secured
0 benefits vs 0
Statement Credits
Ink Business Premier
$300 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Discover it Secured wins for most people
The $195 fee difference is hard to justify unless you maximize premium benefits.
Apply for Discover it SecuredPREMIUM PICK
Ink Business Premier wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Ink Business PremierRewards Earning: Detailed Comparison
Discover it Secured
| N/A | 2.0X |
| N/A | 2.0X |
Ink Business Premier
| Everything | 2.0X |
| Purchases of $5,000+ | 2.5X |
| Travel (Chase Travel) | 5.0X |