AAdvantage Business World Elite vs Discover it Secured
AAdvantage Business World Elite
$99/yr
6.0/10
VS
Discover it Secured
$0/yr
7.0/10
Quick Answer
AAdvantage Business World Elite charges $99/yr with 1X base rewards. Discover it Secured charges no annual fee with 1X base rewards. Discover it Secured offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for AAdvantage Business World Elite →
PointsPick may earn a commission. Disclosure
Apply for Discover it Secured →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
Discover it Secured
Lower annual fee ($99 vs $0)
Rewards Earning
AAdvantage Business World Elite
5 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Discover it Secured wins for most people
The $99 fee difference is hard to justify unless you maximize premium benefits.
Apply for Discover it SecuredPREMIUM PICK
AAdvantage Business World Elite wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for AAdvantage Business World EliteRewards Earning: Detailed Comparison
AAdvantage Business World Elite
| American Airlines purchases | 2.0X |
| Telecommunications | 2.0X |
| Car rentals | 2.0X |
| Gas stations | 2.0X |
| Everything else | 1.0X |
Discover it Secured
| N/A | 2.0X |
| N/A | 2.0X |