Hilton Honors Aspire vs United Club
Hilton Honors Aspire
$550/yr
6.0/10
VS
United Club
$695/yr
5.5/10
Quick Answer
Hilton Honors Aspire charges $550/yr with 1X base rewards. United Club charges $695/yr with 1X base rewards. Hilton Honors Aspire offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Hilton Honors Aspire
Lower annual fee ($550 vs $695)
Rewards Earning
Hilton Honors Aspire
5 earning categories
Benefits & Protection
Hilton Honors Aspire
0 benefits vs 0
Statement Credits
Hilton Honors Aspire
$889 in annual credits
Flexibility
Hilton Honors Aspire
Transferable points to airline/hotel partners
OUR PICK
Hilton Honors Aspire wins for most people
The $145 fee difference is hard to justify unless you maximize premium benefits.
Apply for Hilton Honors AspirePREMIUM PICK
United Club wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for United ClubRewards Earning: Detailed Comparison
Hilton Honors Aspire
| Hilton hotels | 14.0X |
| Flights (direct or amextravel.com) | 7.0X |
| Car rentals (direct) | 7.0X |
| US restaurants | 7.0X |
| Everything else | 3.0X |
United Club
| United Airlines purchases | 2.0X |
| Everything else | 1.5X |