AAA Travel Advantage vs Hilton Honors Aspire

AAA Travel Advantage
$0/yr
7.0/10
VS

Hilton Honors Aspire
$550/yr
6.0/10
Quick Answer
AAA Travel Advantage charges no annual fee with 1X base rewards. Hilton Honors Aspire charges $550/yr with 1X base rewards. AAA Travel Advantage offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
AAA Travel Advantage
Lower annual fee ($0 vs $550)
Rewards Earning
Hilton Honors Aspire
5 earning categories
Benefits & Protection
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Visit each card's review for full benefits list
Statement Credits
Hilton Honors Aspire
$889 in annual credits
Flexibility
Hilton Honors Aspire
Transferable points to airline/hotel partners
OUR PICK
AAA Travel Advantage wins for most people
The $550 fee difference is hard to justify unless you maximize premium benefits.
Apply for AAA Travel AdvantagePREMIUM PICK
Hilton Honors Aspire wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Hilton Honors AspireRewards Earning: Detailed Comparison
AAA Travel Advantage
| Travel (via AAA Travel) | 5.0X |
| Gas stations & EV charging | 3.0X |
| Grocery stores | 3.0X |
| Everything else | 1.0X |
Hilton Honors Aspire
| Hilton hotels | 14.0X |
| Flights (direct or amextravel.com) | 7.0X |
| Car rentals (direct) | 7.0X |
| US restaurants | 7.0X |
| Everything else | 3.0X |