Hilton Honors Aspire vs Wyndham Rewards Earner Business

Hilton Honors Aspire
$550/yr
6.0/10
VS

Wyndham Rewards Earner Business
$95/yr
6.5/10
Quick Answer
Hilton Honors Aspire charges $550/yr with 1X base rewards. Wyndham Rewards Earner Business charges $95/yr with 1X base rewards. Wyndham Rewards Earner Business offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Wyndham Rewards Earner Business
Lower annual fee ($550 vs $95)
Rewards Earning
Hilton Honors Aspire
5 earning categories
Benefits & Protection
Hilton Honors Aspire
0 benefits vs 0
Statement Credits
Hilton Honors Aspire
$889 in annual credits
Flexibility
Hilton Honors Aspire
Transferable points to airline/hotel partners
OUR PICK
Wyndham Rewards Earner Business wins for most people
The $455 fee difference is hard to justify unless you maximize premium benefits.
Apply for Wyndham Rewards Earner BusinessPREMIUM PICK
Hilton Honors Aspire wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Hilton Honors AspireRewards Earning: Detailed Comparison
Hilton Honors Aspire
| Hilton hotels | 14.0X |
| Flights (direct or amextravel.com) | 7.0X |
| Car rentals (direct) | 7.0X |
| US restaurants | 7.0X |
| Everything else | 3.0X |
Wyndham Rewards Earner Business
| Wyndham hotel & resorts | 8.0X |
| Gas stations & restaurants | 5.0X |
| Everything else | 1.0X |