Which card is better: Hilton Honors or Smartly?

The best card depends on your spending habits and goals. See our detailed comparison above for rewards rates, annual fees, and benefits side-by-side.

Which card has lower fees: Hilton Honors or Smartly?

Hilton Honors has a $0/yr annual fee and Smartly has a $0/yr annual fee.

Which card has a better signup bonus: Hilton Honors or Smartly?

Hilton Honors offers not currently disclosed and Smartly offers not currently disclosed. Check current offers on each issuer's website for latest terms.

Is the Hilton Honors or Smartly better for travel?

See the rewards and benefits comparison sections above for travel earning rates, lounge access, and travel protections for each card.

Hilton Honors vs Smartly

Hilton Honors

$0/yr

7.5/10

Smartly

$0/yr

7.0/10

Quick Answer

Hilton Honors charges no annual fee with 1X base rewards. Smartly charges no annual fee with 1X base rewards. Hilton Honors offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.

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