IHG Premier Business vs United Club
IHG Premier Business
$99/yr
6.0/10
VS
United Club
$695/yr
5.5/10
Quick Answer
IHG Premier Business charges $99/yr with 1X base rewards. United Club charges $695/yr with 1X base rewards. IHG Premier Business offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for IHG Premier Business →
PointsPick may earn a commission. Disclosure
Apply for United Club →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
IHG Premier Business
Lower annual fee ($99 vs $695)
Rewards Earning
IHG Premier Business
7 earning categories
Benefits & Protection
IHG Premier Business
0 benefits vs 0
Statement Credits
United Club
$100 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
IHG Premier Business wins for most people
The $596 fee difference is hard to justify unless you maximize premium benefits.
Apply for IHG Premier BusinessPREMIUM PICK
United Club wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for United ClubRewards Earning: Detailed Comparison
IHG Premier Business
| IHG Hotels & Resorts | 10.0X |
| Travel | 4.0X |
| Dining | 3.0X |
| Gas stations | 3.0X |
| Social media & search engine advertising | 3.0X |
| Office supply stores | 3.0X |
| Everything else | 1.0X |
United Club
| United Airlines purchases | 2.0X |
| Everything else | 1.5X |