AAA Travel Advantage vs IHG Premier Business
AAA Travel Advantage
$0/yr
7.0/10
VS
IHG Premier Business
$99/yr
6.0/10
Quick Answer
AAA Travel Advantage charges no annual fee with 1X base rewards. IHG Premier Business charges $99/yr with 1X base rewards. AAA Travel Advantage offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
AAA Travel Advantage
Lower annual fee ($0 vs $99)
Rewards Earning
IHG Premier Business
7 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
AAA Travel Advantage wins for most people
The $99 fee difference is hard to justify unless you maximize premium benefits.
Apply for AAA Travel AdvantagePREMIUM PICK
IHG Premier Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for IHG Premier BusinessRewards Earning: Detailed Comparison
AAA Travel Advantage
| Travel (via AAA Travel) | 5.0X |
| Gas stations & EV charging | 3.0X |
| Grocery stores | 3.0X |
| Everything else | 1.0X |
IHG Premier Business
| IHG Hotels & Resorts | 10.0X |
| Travel | 4.0X |
| Dining | 3.0X |
| Gas stations | 3.0X |
| Social media & search engine advertising | 3.0X |
| Office supply stores | 3.0X |
| Everything else | 1.0X |