AAA Travel Advantage vs Ink Business Preferred
AAA Travel Advantage
$0/yr
7.0/10
VS
Ink Business Preferred
$95/yr
8.0/10
Quick Answer
AAA Travel Advantage charges no annual fee with 1X base rewards. Ink Business Preferred charges $95/yr with 1X base rewards. AAA Travel Advantage offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for AAA Travel Advantage →
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Winner by Category
Annual Fees
AAA Travel Advantage
Lower annual fee ($0 vs $95)
Rewards Earning
Ink Business Preferred
5 earning categories
Benefits & Protection
Ink Business Preferred
5 benefits vs 0
Statement Credits
Ink Business Preferred
$100 in annual credits
Flexibility
Ink Business Preferred
Transferable points to airline/hotel partners
OUR PICK
AAA Travel Advantage wins for most people
The $95 fee difference is hard to justify unless you maximize premium benefits.
Apply for AAA Travel AdvantagePREMIUM PICK
Ink Business Preferred wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Ink Business PreferredRewards Earning: Detailed Comparison
AAA Travel Advantage
| Travel (via AAA Travel) | 5.0X |
| Gas stations & EV charging | 3.0X |
| Grocery stores | 3.0X |
| Everything else | 1.0X |
Ink Business Preferred
| Shipping purchases | 3.0X (up to $150,000) |
| Social media and search engine advertising | 3.0X (up to $150,000) |
| Internet, cable, and phone services | 3.0X (up to $150,000) |
| Travel | 3.0X (up to $150,000) |
| All other purchases | 1.0X |
Card Benefits: Detailed Comparison
AAA Travel Advantage (0 benefits)
See full review for benefits details.
Ink Business Preferred (5 benefits)
- Trip Cancellation/Interruption Insurance (up to $5,000)
- Primary Auto Rental Coverage (up to $60,000)
- Purchase Protection (up to $10,000)
- Extended Warranty Protection
- Cell Phone Protection (up to $1,000)