Marriott Bonvoy Bold vs United Club
Marriott Bonvoy Bold
$0/yr
7.5/10
VS
United Club
$695/yr
5.5/10
Quick Answer
Marriott Bonvoy Bold charges no annual fee with 1X base rewards. United Club charges $695/yr with 1X base rewards. Marriott Bonvoy Bold offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Marriott Bonvoy Bold
Lower annual fee ($0 vs $695)
Rewards Earning
Marriott Bonvoy Bold
3 earning categories
Benefits & Protection
Marriott Bonvoy Bold
0 benefits vs 0
Statement Credits
United Club
$100 in annual credits
Flexibility
Marriott Bonvoy Bold
Transferable points to airline/hotel partners
OUR PICK
Marriott Bonvoy Bold wins for most people
The $695 fee difference is hard to justify unless you maximize premium benefits.
Apply for Marriott Bonvoy BoldPREMIUM PICK
United Club wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for United ClubRewards Earning: Detailed Comparison
Marriott Bonvoy Bold
| Marriott Bonvoy hotels | 3.0X |
| Travel | 2.0X |
| Everything else | 1.0X |
United Club
| United Airlines purchases | 2.0X |
| Everything else | 1.5X |