The Marriott Bonvoy Bold earns 3.0X on hotels, 2.0X on travel, 1.0X on all_purchases with a $0 annual fee. Points transfer 1:1 to airline and hotel partners.
Our Verdict
The Marriott Bonvoy Bold is a points rewards card from Chase that carries a no annual fee on the visa network. At its core it earns 1.0X Marriott Bonvoy Points on everyday purchases, making it straightforward for cardholders who want predictable, consistent returns.
Points enthusiasts will find the most flexibility with the Marriott Bonvoy Bold. Marriott Bonvoy Points can be redeemed for travel, gift cards, statement credits, or transferred to loyalty partners. Cardholders who maximize transfer partners often extract 1.5–2+ cents per point, well above face value.
With no annual fee, there is virtually no downside to keeping this card long-term even as a backup. It adds to your credit history and earns rewards at zero ongoing cost.
Apply for the Marriott Bonvoy Bold →Rewards Structure
Fee Analysis
The Marriott Bonvoy Bold has no annual fee, making it an excellent choice for anyone who wants rewards without a yearly cost. There is no break-even spending threshold to worry about — every dollar of rewards is pure value.
Where This Card Earns Bonus Rewards
| Category | MCC Code | Bonus Rate | Example Merchants |
|---|---|---|---|
| Hotels | 7011 Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified) | 3x | 21c Museum Hotels, 25hours Hotels, AC Hotels by Marriott, Alila |
| Travel | 4112 Passenger Railways | 2x | Amtrak, Deutsche Bahn, Eurostar, Loco2 |
| Travel | 4121 Taxicabs and Limousines | 2x | Alto, Arro, Bolt, Cabify |
| Travel | 4131 Bus Lines, Including Charters, Tour Buses | 2x | Barriere Bus Lines, BoltBus, Coach USA, FlixBus |
| Travel | 4511 Airlines, Air Carriers ( not listed elsewhere) | 2x | Aegean Airlines, Aer Lingus, Aeromexico, Air Arabia |
| Travel | 4722 Travel Agencies and Tour Operations | 2x | AAA, AAA Travel, Agoda, Airbnb |
Click any MCC code or merchant name to see all cards that earn bonus rewards there.
Strengths and Weaknesses
Strengths
- 3X top earn rate on bonus categories
- 1:1 transfer to airline and hotel partners
- No foreign transaction fees
- No annual fee
Weaknesses
- 1X base rate on non-bonus spending
How to Apply
You can apply for the Marriott Bonvoy Bold directly through Chase's website. The application takes about 5 minutes and requires your Social Security number, annual income, and housing payment information. Most applicants receive an instant decision.
Before applying, check if you are pre-approved on Chase's website — a pre-approval uses a soft pull and does not affect your credit score.