Shopper Cash Rewards vs Southwest Priority
Shopper Cash Rewards
$95/yr
6.5/10
VS
Southwest Priority
$229/yr
6.0/10
Quick Answer
Shopper Cash Rewards charges $95/yr with 1X base rewards. Southwest Priority charges $229/yr with 1X base rewards. Shopper Cash Rewards offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Shopper Cash Rewards
Lower annual fee ($95 vs $229)
Rewards Earning
Southwest Priority
6 earning categories
Benefits & Protection
Shopper Cash Rewards
0 benefits vs 0
Statement Credits
Southwest Priority
$75 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Shopper Cash Rewards wins for most people
The $134 fee difference is hard to justify unless you maximize premium benefits.
Apply for Shopper Cash RewardsPREMIUM PICK
Southwest Priority wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Southwest PriorityRewards Earning: Detailed Comparison
Shopper Cash Rewards
| Top 2 eligible retailers of your choice | 6.0X (up to $1,500) |
| Gas stations & EV charging | 3.0X |
| Everything else | 1.5X |
Southwest Priority
| Southwest purchases | 3.0X |
| Hotel & car rental partners | 2.0X |
| Local transit & commuting | 2.0X |
| Streaming services | 2.0X |
| Internet, cable, phone | 2.0X |
| Everything else | 1.0X |