Spark 2x Miles vs Wyndham Rewards Earner
Spark 2x Miles
$99/yr
6.0/10
VS
Wyndham Rewards Earner
$0/yr
7.0/10
Quick Answer
Spark 2x Miles charges $99/yr with 1X base rewards. Wyndham Rewards Earner charges no annual fee with 1X base rewards. Wyndham Rewards Earner offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Wyndham Rewards Earner
Lower annual fee ($99 vs $0)
Rewards Earning
Wyndham Rewards Earner
3 earning categories
Benefits & Protection
Spark 2x Miles
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Wyndham Rewards Earner wins for most people
The $99 fee difference is hard to justify unless you maximize premium benefits.
Apply for Wyndham Rewards EarnerPREMIUM PICK
Spark 2x Miles wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Spark 2x MilesRewards Earning: Detailed Comparison
Spark 2x Miles
| Everything | 2.0X |
| Hotels & rental cars (Capital One Travel) | 5.0X |
Wyndham Rewards Earner
| Wyndham hotel & resorts | 5.0X |
| Gas stations & restaurants | 2.0X |
| Everything else | 1.0X |