AAA Travel Advantage vs Spark 2x Miles
AAA Travel Advantage
$0/yr
7.0/10
VS
Spark 2x Miles
$99/yr
6.0/10
Quick Answer
AAA Travel Advantage charges no annual fee with 1X base rewards. Spark 2x Miles charges $99/yr with 1X base rewards. AAA Travel Advantage offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for AAA Travel Advantage →
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Winner by Category
Annual Fees
AAA Travel Advantage
Lower annual fee ($0 vs $99)
Rewards Earning
AAA Travel Advantage
4 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
AAA Travel Advantage wins for most people
The $99 fee difference is hard to justify unless you maximize premium benefits.
Apply for AAA Travel AdvantagePREMIUM PICK
Spark 2x Miles wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Spark 2x MilesRewards Earning: Detailed Comparison
AAA Travel Advantage
| Travel (via AAA Travel) | 5.0X |
| Gas stations & EV charging | 3.0X |
| Grocery stores | 3.0X |
| Everything else | 1.0X |
Spark 2x Miles
| Everything | 2.0X |
| Hotels & rental cars (Capital One Travel) | 5.0X |