Spark 2x Miles vs Wyndham Rewards Earner Business
Spark 2x Miles
$99/yr
6.0/10
VS
Wyndham Rewards Earner Business
$95/yr
6.5/10
Quick Answer
Spark 2x Miles charges $99/yr with 1X base rewards. Wyndham Rewards Earner Business charges $95/yr with 1X base rewards. Wyndham Rewards Earner Business offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Wyndham Rewards Earner Business
Lower annual fee ($99 vs $95)
Rewards Earning
Wyndham Rewards Earner Business
3 earning categories
Benefits & Protection
Spark 2x Miles
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Wyndham Rewards Earner Business wins for most people
The $4 fee difference is hard to justify unless you maximize premium benefits.
Apply for Wyndham Rewards Earner BusinessPREMIUM PICK
Spark 2x Miles wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Spark 2x MilesRewards Earning: Detailed Comparison
Spark 2x Miles
| Everything | 2.0X |
| Hotels & rental cars (Capital One Travel) | 5.0X |
Wyndham Rewards Earner Business
| Wyndham hotel & resorts | 8.0X |
| Gas stations & restaurants | 5.0X |
| Everything else | 1.0X |