United Club vs World of Hyatt
United Club
$695/yr
5.5/10
VS
World of Hyatt
$95/yr
6.5/10
Quick Answer
United Club charges $695/yr with 1X base rewards. World of Hyatt charges $95/yr with 1X base rewards. World of Hyatt offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
World of Hyatt
Lower annual fee ($695 vs $95)
Rewards Earning
World of Hyatt
6 earning categories
Benefits & Protection
United Club
0 benefits vs 0
Statement Credits
United Club
$100 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
World of Hyatt wins for most people
The $600 fee difference is hard to justify unless you maximize premium benefits.
Apply for World of HyattPREMIUM PICK
United Club wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for United ClubRewards Earning: Detailed Comparison
United Club
| United Airlines purchases | 2.0X |
| Everything else | 1.5X |
World of Hyatt
| Hyatt properties (4 base + 5 bonus) | 9.0X |
| Dining | 2.0X |
| Airline tickets (direct) | 2.0X |
| Local transit & commuting | 2.0X |
| Fitness clubs & gym memberships | 2.0X |
| Everything else | 1.0X |