United Gateway vs Xbox

United Gateway
$0/yr
7.0/10
VS

Xbox
$0/yr
7.0/10
Quick Answer
United Gateway charges no annual fee with 1X base rewards. Xbox charges no annual fee with 1X base rewards. United Gateway offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
United Gateway
Lower annual fee ($0 vs $0)
Rewards Earning
United Gateway
4 earning categories
Benefits & Protection
United Gateway
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
United Gateway edges ahead
Better rewards and benefits at the same fee level.
Apply for United GatewayPREMIUM PICK
Xbox is a strong alternative
Competitive features make it worth considering.
Apply for XboxRewards Earning: Detailed Comparison
United Gateway
| United Airlines purchases | 2.0X |
| Gas stations | 2.0X |
| Local transit & commuting | 2.0X |
| Everything else | 1.0X |
Xbox
| Xbox purchases | 5.0X |
| Dining, grocery, entertainment | 3.0X |
| Everything else | 1.0X |