AAdvantage Business World Elite vs United Gateway
AAdvantage Business World Elite
$99/yr
6.0/10
VS
United Gateway
$0/yr
7.0/10
Quick Answer
AAdvantage Business World Elite charges $99/yr with 1X base rewards. United Gateway charges no annual fee with 1X base rewards. United Gateway offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
United Gateway
Lower annual fee ($99 vs $0)
Rewards Earning
AAdvantage Business World Elite
5 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
United Gateway wins for most people
The $99 fee difference is hard to justify unless you maximize premium benefits.
Apply for United GatewayPREMIUM PICK
AAdvantage Business World Elite wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for AAdvantage Business World EliteRewards Earning: Detailed Comparison
AAdvantage Business World Elite
| American Airlines purchases | 2.0X |
| Telecommunications | 2.0X |
| Car rentals | 2.0X |
| Gas stations | 2.0X |
| Everything else | 1.0X |
United Gateway
| United Airlines purchases | 2.0X |
| Gas stations | 2.0X |
| Local transit & commuting | 2.0X |
| Everything else | 1.0X |